Construction & Renovation loan · North Carolina
Construction & Renovation Loans in North Carolina
One-time-close construction loans for new builds and renovation financing for major remodels across North Carolina.
Whether you're building from scratch on a coastal lot or doing a gut renovation in a historic NC neighborhood, construction and renovation loans roll the build cost into the long-term mortgage in one closing.
Key features of Construction & Renovation loans
- One-time-close construction-to-permanent loans
- Renovation loans (FHA 203k, conventional HomeStyle, CHOICERenovation)
- Draws scheduled with the builder
- Contractor approval included in underwriting
- Convert to permanent mortgage automatically when complete
- Available for primary, second, or investment depending on program
Who this is ideal for
Buyers with a lot, owners doing a major renovation, and anyone who needs the finance and the build under one roof.
Ready to explore a Construction & Renovation loan?
Or email Tom directly at thomas28403@gmail.com