DSCR for Self-Employed
DSCR Loans for Self-Employed Investors
Your tax returns don't tell the full story. With DSCR, they don't have to.
If you're self-employed — a business owner, 1099 contractor, agent, or anyone whose tax returns underrepresent your real income — traditional mortgages can be punishing. DSCR loans skip personal income entirely. The rent on the rental property is the qualification.
What self-employed DSCR borrowers get
- No W-2s, no tax returns, no profit & loss statements
- Bank statements not required for income
- Faster underwriting — no tax return forensics
- Fund deals while still scaling the business
- Hold each property in its own LLC for clean books
Don't let your tax return run the conversation
Tom will run the DSCR math on your next deal and tell you straight whether it pencils.
Or email Tom directly at thomas28403@gmail.com