DSCR for Foreign Nationals

DSCR Loans for Foreign Nationals

Buy U.S. rental property without U.S. tax returns or credit history. Close in your LLC, keep it simple.

International investor reviewing North Carolina rental property listings

Foreign investors love North Carolina rental real estate — strong rent growth, landlord-friendly laws, and a steady stream of tenants. DSCR loans are tailor-made for international buyers because qualification is based on the property's cash flow, not your foreign tax filings.

What foreign-national DSCR borrowers get

  • No U.S. tax returns required
  • Alternative credit accepted (international credit references, bank statements)
  • Close in a U.S. LLC for liability protection
  • 30-year fixed terms — no balloon payments
  • Wire funds from overseas; remote closings supported
  • Build a U.S. portfolio without traditional DTI limits

Ready to buy U.S. rental property?

Send Tom the address and rent assumptions — he'll structure the deal and the LLC.

Or email Tom directly at thomas28403@gmail.com